Pre-Insolvency & Business Recovery Advisory

Financial difficulties rarely happen overnight. Declining cash flow, increasing ATO liabilities, overdue creditors, reduced profitability and mounting debt can be early warning signs that a business needs professional intervention. At Coghlans Accountants & Advisors, we provide confidential financial and business advisory support to help directors and business owners understand their position, identify practical options and develop a structured recovery strategy. Our objective is to help you make informed decisions before financial pressure becomes a crisis.

Key Capabilities

• Solvency & Financial Health Review — assess cash flow, debt, creditor exposure, profitability and working capital.
• Cash Flow & Crisis Management — develop practical strategies for short-term funding requirements and critical commitments.
• Asset Protection Review — review personal guarantees and directors’ guarantees.
• Debt & Creditor Management — develop strategies for creditor obligations and repayment arrangements.
• ATO & Tax Debt Strategy — develop practical strategies for managing ATO obligations and payment arrangements.
• Business Structuring — identify opportunities to improve profitability, reduce costs and strengthen operations.
• Turnaround & Recovery Planning — build structured recovery plans with measurable targets and cash-flow projections.
• Safe Harbour Advisory — assist with financial analysis, turnaround planning and documentation alongside qualified professionals.
• Small Business Restructuring — assess eligibility and coordinate with a registered restructuring practitioner.